Letter: Problems with Affordable Care Act can be fixed

From: Nancy Hutchens


I’m a cancer survivor. When we moved back home to Indiana, I called Anthem to ask about my options. Their representative laughed at me and said, “Why should we insure you?”

Why would we want to go back to those days? I finally got coverage through the High Risk Pool, one of the ideas Congress has for people with pre-existing conditions. They’ve been tried and don’t work. They are expensive. My husband and I paid $14,000 for our coverage six years ago. Because we had to have two polices, his deductible was $5,000 and mine was $3,000.

Since the state picks up most of the cost, they end up capping how many people they let in. Only 12,000 people were in Florida’s High Risk Pool just before the Affordable Care Act was enacted — a drop in the bucket of those in need. Politicians promise to set aside money to pay for it, but if it’s not in a law, like Medicare, they can change the rules. All replacement plans make people pay more. House Speaker Paul Ryan calls it “more skin in the game.”

While the ACA has problems, they can be fixed. Congress wants you to forget that Americans making more than $200,000 a year will get a 3.8 percent tax cut when it’s repealed — the richest 400 families alone get back $2.8 billion while the rest of us may not get the treatment we need to live. We deserve better from our elected officials.